Shared expenses without arguments.

friends stag & hen trips Jun 19, 2026

Stag and Hen Parties: The Budget Nobody Wants to Open

A well-organised party shows in that nobody argues at the end. A badly organised one is recognised by the WhatsApp group going silent a week later. The difference isn't the destination or the activities: it's the budget, open and shared from day one.

PR Pablo Reyes · Technologist, group-trip planner

flat bills account holder Jun 17, 2026

Bills in One Person's Name: Managing Reimbursement in a Shared Flat

The wifi is in your name, so is the electricity, and you signed for the gas because you were the only one around on activation day. Welcome to the role of sole account holder, that unpaid position that combines paperwork, risk, and chasing your own flatmates for money every month.

MV Marta Vega · Freelance journalist, flat-sharer

couple holidays trip Jun 15, 2026

Couples' holidays: who pays what and how to square up

Holidays as a couple seem simple until it's time to square up the accounts. Flights, hotel, meals, petrol, and activities end up split by eye, and someone almost always feels weird on the way back. Let's talk about how to plan it properly.

LM Lucía Martínez · Personal finance writer

family after-school children Jun 12, 2026

Extracurricular activities: the hidden cost nobody adds up

English, football, music, swimming. Each activity looks affordable on its own and together they turn into a silent second mortgage. How to decide, with numbers, which ones bring value and which only bring scheduling.

CR Carlos Ruiz · Home & family specialist

flat air conditioning summer Jun 10, 2026

Air conditioning in summer: who pays for the extra?

The first summer with AC in a shared flat is always the most conflict-ridden. Whoever runs it twelve hours and whoever turns it off at bedtime don't consume the same. Three ways to split the extra without freezing the household.

MV Marta Vega · Freelance journalist, flat-sharer

couple debts loan Jun 08, 2026

Pre-relationship loans: how they fit into the split once you live together

A student debt, a car from the past, a mortgage signed before you ever met. When two financial lives cross paths, the earlier debts don't disappear. It's worth deciding what to do with them instead of tripping over them.

LM Lucía Martínez · Personal finance writer

friends dinners splitting Jun 05, 2026

Splitting group dinners: the endless round

Going fifty-fifty, splitting literally, or reaching for the calculator are three different protocols for the same dinner. Here's when each one is worth using and why there's always someone who loses out.

PR Pablo Reyes · Technologist, group-trip planner

flat cleaning splitting Jun 03, 2026

Shared cleaning supplies: the contested corner

Detergent, kitchen paper, and dishwashing liquid are the grey area where the most friction is generated in a shared flat. Here's a roadmap so that cleaning stops being a passive-aggressive affair.

MV Marta Vega · Freelance journalist, flat-sharer

couple utilities electricity Jun 01, 2026

Electricity and gas bills as a couple: three ways to split them

Down the middle seems the natural option until one works from home and the other lives at the office. Proportional to usage, to income or fifty-fifty are three models that coexist badly when they aren't chosen explicitly. Three serious ways to split electricity and gas as a couple.

LM Lucía Martínez · Personal finance writer

family school education May 29, 2026

State-subsidised private schools: enrolment, lunch, uniforms, books

The state-subsidised private school is sold as almost-free education and ends up costing between one thousand five hundred and three thousand euros a year per child. We break down fees, lunch, uniforms, books, the parents' association, outings and activities so the real figure stops being a surprise.

CR Carlos Ruiz · Home & family specialist