Topic

Couples & money

How to split rent, groceries and bills when two people earn different amounts: splitting methods, joint accounts and the awkward conversations behind them.

19 articles published.

Topics

Family & home Couples & money Groups & trips Flat-sharing

Hands over a table with floor plans of a flat and a calculator during a financial conversation

couple mortgage housing Jun 29, 2026

Unequal mortgage in a couple: percentages and ownership

When one puts up more of the down payment, more of the instalment, or both, the land registry extract stops telling the truth. How to think about real ownership versus registered ownership without ending up crying at the notary.

ControlarGastos · Couples & money

Car keys next to a notebook with expense notes on a dashboard at dusk

couple car insurance Jun 22, 2026

Couple car expenses: fuel, insurance, roadworthiness, fines

A car shared by a couple is that expense that seems simple and never is. Petrol that almost always the same person pays for, insurance that renews quietly, fines that turn up months later, and depreciation nobody wants to face head-on. Let's open it up slowly.

ControlarGastos · Couples & money

Couple with a suitcase and a map going over a travel budget at a cafe table

couple holidays trip Jun 15, 2026

Couples' holidays: who pays what and how to square up

Holidays as a couple seem simple until it's time to square up the accounts. Flights, hotel, meals, petrol, and activities end up split by eye, and someone almost always feels weird on the way back. Let's talk about how to plan it properly.

ControlarGastos · Couples & money

Couple reviewing financial documents on a kitchen table, seen from behind

couple debts loan Jun 08, 2026

Loans from before the relationship: how they hit the split

A student debt, a car from the past, a mortgage signed before you ever met. When two financial lives cross paths, the earlier debts don't disappear. It's worth deciding what to do with them instead of tripping over them.

ControlarGastos · Couples & money

A couple going over paper bills at a kitchen table with soft evening light coming through the window.

couple utilities electricity Jun 01, 2026

Splitting electricity and gas as a couple: three ways

Down the middle seems the natural option until one works from home and the other lives at the office. Proportional to usage, to income or fifty-fifty are three models that coexist badly when they aren't chosen explicitly. Three serious ways to split electricity and gas as a couple.

ControlarGastos · Couples & money

Envelopes and bills on a wooden table with a cup of coffee and hands taking notes in a notebook.

couple property tax building fees May 25, 2026

Splitting property tax and service charges as a couple

Living as a couple isn't just about splitting the grocery shop. Property tax (IBI) lands once a year and the building service charge every quarter, and most couples pay them as if they were aliens dropping into their monthly finances. There's a way to do it properly without going mad.

ControlarGastos · Couples & money

Living-room coffee table with two coffees, an open notebook and two bank cards laid out calmly

couple bank account May 18, 2026

Joint checking account: when it's worth it and when it isn't

Opening a joint account isn't a banking decision, it's an emotional one. Three models (single common, partial, no common), when each one works and when it's a red flag.

ControlarGastos · Couples & money

Couple sitting at the kitchen table reviewing bills and rental contracts with two cups of coffee

couple rent splitting May 11, 2026

How to split the rent when one of you earns more

Splitting the rent 50/50 sounds fair until the salaries get out of balance. Three formulas, their traps, and why the good one is the one that survives a calm month-end conversation.

ControlarGastos · Couples & money

Couple in a kitchen looking worried at a long grocery receipt

couple groceries inflation May 07, 2026

Splitting groceries as a couple when prices keep climbing

The grocery bill has shot up since 2020, and the 50/50 splits that worked five years ago are creaking today. We look at three ways to divide the basket when incomes aren't equal and prices won't stop rising.

ControlarGastos · Couples & money