Topic

Family & home

Running the books of a household with kids: school, after-school activities, utilities and everything else two (or more) people pay for without keeping score in their heads.

13 articles published.

Topics

Family & home Couples & money Groups & trips Flat-sharing

A white ceramic piggy bank on a wooden table next to a notebook and a pencil, warm natural light.

family saving future Oct 30, 2026

Saving for Your Children: A Joint Piggy Bank That Lasts

Building a financial cushion for your children calls for decisions made with an 18-year horizon. An account for when they turn 18, an index fund in their name, or a classic piggy bank: how to decide, how much to put in, and why not to give up halfway.

ControlarGastos · Family & home

A kitchen table with envelopes, a calculator and two open notebooks next to blurred family photos in the background

family blended children Oct 16, 2026

Blended family expenses: children from past relationships

Children from the first marriage, children from the new partner. Child support going out, child support coming in, child-specific expenses and shared ones. The arithmetic of affection in blended families demands clarity before generosity.

ControlarGastos · Family & home

Kitchen table with notebooks, a backpack, pencils and books for the new school year.

family school august Oct 02, 2026

School Supplies: The Most Expensive Day of the Summer

In the last week of August, a family with two primary-school children can drop three hundred and fifty euros in a single afternoon. It's not bad luck: it's a predictable expense worth breaking down piece by piece so it neither frightens you nor knocks September off balance.

ControlarGastos · Family & home

An open drawer with children's clothes folded by colour and a pair of small trainers on top.

family clothes children Sep 18, 2026

Kids' clothing: the real cost and how to split it

Little ones' sizes last three or six months, garments wear out before they're worn out and the wardrobe is a bottomless pit. Looking at the real annual cost helps you budget better and split it sensibly between both parents.

ControlarGastos · Family & home

Kitchen table with a calendar, a calculator and children's birthday gift bags

family birthday children Sep 04, 2026

Children's birthdays: the real annual cost

Adding your own child's birthday to the fifteen or twenty other kids' birthdays you attend each year gives you a figure almost nobody looks at. Doing so changes the family conversation and the calendar.

ControlarGastos · Family & home

A child's hand putting a coin into a ceramic piggy bank on a wooden table

family children financial literacy Aug 21, 2026

A kid's allowance: shared expense or each parent's own?

When to start the allowance, how much to give and, above all, whether it comes from the shared family pot or each parent chips in their part. A decision that says more about the family than about the child.

ControlarGastos · Family & home

A family kitchen table with two coffee mugs, an open planner and children's toys in the background, in natural morning light

family single income splitting Aug 07, 2026

Splitting Expenses When Only One Person Works in the Family

When only one of the two partners earns a salary and the other runs the home and the children, the "I'll give you money" dynamic poisons the relationship. There is a more grown-up model: treating domestic work as what it is, work.

ControlarGastos · Family & home

A family car parked next to a home with child seats visible inside

family car transport Jul 24, 2026

Family car cost: payment, insurance, servicing and wear

Buying a 25,000-euro family car isn't 25,000 euros: it's the monthly payment, the insurance, the maintenance, the tyres, the fuel and a parking space. Adding it all up changes the conversation.

ControlarGastos · Family & home

Kitchen table with a family calendar, glasses, a generic health card and a cup of coffee in warm natural light

family health insurance Jul 10, 2026

Medical costs the public system doesn't cover, as a family

Dentist, braces, glasses, physio, child psychology. What the public health system doesn't cover can easily run between 1,500 and 4,000 euros a year for a family. The question is whether insurance pays off or you keep paying à la carte.

ControlarGastos · Family & home

Suitcases and folded towels by a window in warm light before a family trip

family holidays trip Jun 26, 2026

Family Holidays: A Realistic Budget for 4 People

Seven days in August on the coast with two adults and two kids don't come to what the brochure says. An honest figure and a method for not reaching July improvising.

ControlarGastos · Family & home